Commercial Preferred Auto

Coverage ISO Business Auto coverage Form CA 0001-0306 ISO Endorsements / Enhancement Endorsement
Eligible Risks Contractors, Retailers, Wholesalers, Manufacturers < Symbols 7,8 & 9
Vehicle Size Light to Extra Heavy Truck-Tractors
Radius Local & Intermediate (Maximum Radius 200 Miles)
Driver Age 18
MVR Qualifications Maximum: 2 Minor Moving Violations with No At-Fault Accidents OR
Per Driver 1 At-Fault Accident with No Moving Violations
Private Passenger YES - Subject to Vehicle Value & Ineligible List
Vehicles Must be registered to the business
Submission Acord 125 & 127, Drivers List with Current MVR’s, Vehicle VIN Numbers, 4 Years Loss Runs
Liability Limits 300,000 CSL; 350,000 CSL; 500,000 CSL; 600,000 CSL; 1,000,000 CSL
Medical Payments 500; 1,000; 2,000; 5,000
Uninsured Motorist Limits 50,000 CSL; 60,000 CSL; 100,000 CSL; 250,000 CSL 300,000 CSL 350,000 CSL; 500,000 CSL; 600,000 CSL; 1,000,000 CSL
Physical Damage Limit Actual Cash Value - Rating Basis Up to $250,000 Vehicle cost New for Trucks Up to $65,000 Vehicle cost New for Private Passenger
Comp/coll Deductible 250; 500; 1,000
Non-Owned & Liability - 300,000 CSL; 350,000 CSL; 500,000 CSL; 600,000 CSL; 1,000,000 CSL
Hired Auto and up to 50,000 Physical Damage
Drive Other Car YES (No physical damage)
Waiver of Collision YES
DMV Filings YES
SR-22 Filings NO
Binding Authority NO
Payment Plan Flexible Installment Plans

Airport Delivery services                                 Livery
Airport Limos                                                Livestock Hauling
Airport Transport Services                              Logging or Lumber Trucks
Airport Vans                                                 Long Haul (200+ Miles)
Ambulance Services                                      Mix-in-Transit
Amusement Devices                                      Mobile Home Haulers
Armored Cars                                               Motorcycles
Auto Carriers                                                Newspaper Delivery
Auto Dealers - New/Used                              Non-Profit Organizations
Buses                                                         Nurses -Visiting
Canteen-Catering Trucks                               Oil & Gas Delivery
Cherry Pickers                                             Oversized Loads
Churches                                                     Pizza Delivery
Courier Services                                           Public Auto
Cranes                                                        Radius beyond 200 miles
Delivery - Time Sensitive                               Real Estate-Legal-Acctg-Ins. Offices